Los Angeles, CA – Comedian and writer, Battle, has introduced a new concept called “loud budgeting,” which has garnered widespread relief and popularity. The idea aims to alleviate the pressure to spend, especially in a society inundated with constant advertisements for unattainable lifestyles and products. The prevalence of “quiet luxury” and “girl math” has led many to justify expensive purchases, but Battle’s “loud budgeting” promotes a different approach, catering to the average person rather than the ultrarich.
This new approach to budgeting, as showcased in Battle’s viral TikTok video, encourages individuals to take a stand against national inflation levels and redefine their mindset from “I don’t have enough” to “I don’t want to spend.” It emphasizes empowering individuals to be proud of making cost-effective choices, such as bringing a bag lunch, making their own coffee, or using public transportation. Erica Sandberg, a personal finance expert, highlights the benefits of openly discussing financial constraints, as it can reduce anxiety and facilitate the exchange of solutions among individuals facing similar budgeting concerns.
Despite the majority of Americans living paycheck to paycheck, studies show that consumers often exceed their budgets with impulse purchases, especially on social media platforms. The prevalence of “bougie broke” and “de-influencing” trends reflects a conscious effort to curb overspending and prioritize saving. Battle’s philosophy resonates with the idea that lifestyle choices should create real individual value, focusing spending on priorities while cutting back on non-essentials.
To avoid succumbing to temptations, experts recommend tactics such as unsubscribing from marketing emails, opting out of text alerts, and deleting payment details stored online. Additionally, the 48-hour rule, which involves waiting two days before making a purchase, serves as a buffer against impulsive buying decisions. These strategies align with the “loud budgeting” concept, urging individuals to reconsider their spending habits and make mindful choices that align with their priorities.